Terms of Use

1. Scope

These Terms govern the Amendment 3 property-tax estimator on PBCLuxury.com (the “Tool”), provided by The Gioia Group at Nationwide Realty International, LLC (“we,” “us,” or “our”). By using the Tool or submitting the contact form, you agree to these Terms. If you do not agree, do not use it.

2. Educational estimate only

The Tool is provided free of charge for general educational and informational purposes. It is not tax, legal, financial, investment, insurance, appraisal, or real-estate advice. It does not create a brokerage, agency, fiduciary, employment, or attorney-client relationship.

The Tool retrieves the current assessed value, total millage, and school-millage components live from the Palm Beach County Property Appraiser after the visitor selects an address. It excludes non-ad valorem assessments and exemptions other than the homestead amounts identified on the page. It does not determine eligibility.

The Tool does not model the proposal's separate change to the non-homestead assessment-growth cap.

3. Proposed law and automatic review

The 2027 and 2028 scenarios reflect the enrolled text of CS/HJR 1F reviewed on August 26, 2026. Amendment 3 was scheduled for the November 3, 2026 ballot when reviewed. The Tool automatically stops producing estimates on November 4, 2026 until the election result and any implementation are rechecked.

The Tool does not calculate the delayed schedule for a person who did not maintain permanent Florida residence on December 31, 2026. It does not predict a vote, implementation, future millage, inflation adjustment, or property-specific eligibility.

4. Address selection and government records

You are responsible for selecting the correct property from the official search results. For each calculation, the Tool retrieves the record again and checks that the value year and millage year are current and that the ad valorem levy breakdown reconciles to the published total. If those checks fail, it returns no estimate.

Government records and tax treatment can change. The Palm Beach County Property Appraiser explains that its information is for ad valorem assessment and that outside-source transactions may contain errors or omissions or may not yet appear. Review the official property record and current tax notice yourself before acting.

5. No warranty or reliance

The Tool is provided “as is” and “as available,” without a warranty of accuracy, completeness, timeliness, fitness for a particular purpose, or uninterrupted availability. Do not rely on it as the basis for a purchase, sale, financing, tax, voting, or other decision. Consult a qualified tax professional or attorney about the proposal and your eligibility, and a licensed real-estate professional about a property transaction.

6. Real-estate compensation

Real-estate commissions and compensation are always fully negotiable and are set only by agreement between a client and the brokerage the client chooses. There is no standard, customary, or industry-wide commission rate. The Tool does not calculate or recommend compensation.

7. Address lookup, contact form, and privacy

An address search passes through our hosting provider and is sent to the Palm Beach County Property Appraiser so the Tool can return official matches and tax figures. The Tool does not write an address search to our lead database. Those service providers may process requests under their own practices.

If you separately submit the contact form, you are asking The Gioia Group to contact you about your question and real-estate services. We use the name, email, phone number, property label, and message you submit to respond and operate the form. We do not sell that information. Hosting and email providers may process it for us. You may ask us to delete it or stop contacting you.

8. Acceptable use

You may use the Tool for personal, non-commercial purposes. You may not attack, disrupt, scrape, bulk-download, resell, impersonate, misuse, or attempt unauthorized access to the Tool, its hosting, or submitted information.

9. Limitation of liability

To the fullest extent permitted by law, The Gioia Group, Nationwide Realty International, LLC, and their members, agents, employees, brokers, contractors, and affiliates are not liable for loss or claims arising from use of or reliance on the Tool. You assume all risk and agree to hold them harmless. Any decision remains your own. Some legal limitations may not apply in every jurisdiction.

10. Changes and availability

We may correct, suspend, or permanently retire the Tool at any time. The version date above identifies the current Terms.

11. Contact

The Gioia Group at Nationwide Realty International, LLC · 7000 W. Palmetto Park Rd, Boca Raton FL 33433 · Contact us · info@GioiaEstates.com · Lucille Gioia, Broker‑Owner: 561-901-4261 · Christopher T. Gioia, Broker‑Assoc.: 561-901-3383.